TellerScore

Headquartered in Blue Mound, Kansas, The Farmers State Bank of Blue Mound is a state-chartered bank with $57.6M in total assets and $47.9M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1913.

The Farmers State Bank of Blue Mound has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 56% of its 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 88th. Problem-loan coverage contributes the most (97/100, 1.3%); funding & liquidity contributes the least (59/100, 101% loans-to-deposits, 13% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion66/100
Tier 1 leverage ratio: 11.61%
Loan quality93/100
Noncurrent loans ÷ total loans: 0.20%
Earnings73/100
Return on assets (annualized): 1.31%
Funding & liquidity59/100
Loans ÷ deposits and uninsured-deposit share: 101.0% · 12.9% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (86 → 76), mostly because the capital cushion component weakened by 34 points.

TellerScore
657992Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202489
Q3 202487
Q4 202492
Q1 202592
Q2 202586
Q3 202565
Q4 202568
Q1 202677
Q2 202676
Tier 1 leverage ratio
5.00%10.72%16.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202416.27%
Q3 202415.95%
Q4 202415.71%
Q1 202515.88%
Q2 202516.44%
Q3 20258.65%
Q4 202510.76%
Q1 202611.23%
Q2 202611.61%
Noncurrent loans
0.04%0.48%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.04%
Q3 20240.27%
Q4 20240.05%
Q1 20250.14%
Q2 20250.92%
Q3 20250.05%
Q4 20250.10%
Q1 20260.20%
Q2 20260.20%
Return on assets
0.23%0.91%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20240.89%
Q4 20241.32%
Q1 20251.35%
Q2 20251.59%
Q3 20250.40%
Q4 20250.23%
Q1 20261.31%
Q2 20261.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$57.6M11.61%0.20%1.31%101.0%
Q1 202677$52.6M11.23%0.20%1.31%87.9%
Q4 202568$52.7M10.76%0.10%0.23%90.7%
Q3 202565$49.6M8.65%0.05%0.40%76.2%
Q2 202586$53.8M16.44%0.92%1.59%78.9%
Q1 202592$57.6M15.88%0.14%1.35%71.6%
Q4 202492$57.7M15.71%0.05%1.32%68.8%
Q3 202487$53.7M15.95%0.27%0.89%73.9%
Q2 202489$54.6M16.27%0.04%0.87%73.2%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.61%
37th
Total risk-based capital0.00%
27th
Problem loans0.20%
56th
Net charge-offs-0.00%
81st
Return on assets1.31%
68th
Net interest margin5.15%
92nd
Efficiency ratio66.4%
60th
Loans to deposits101.0%
8th
Uninsured deposits12.9%
62nd
Loan-loss reserves0.76%
17th
Texas ratio1.3%
55th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
The City State BankBank Fort Scott, KS77 out of 100, Strong$57.7M8.9%0.00%vs
Ford County State BankBank Spearville, KS75 out of 100, Strong$58.4M11.2%0.44%vs
Swedish-American State BankBank Courtland, KS83 out of 100, Strong$55.5M13.8%0.93%vs
The Security State BankBank Wellington, KS79 out of 100, Strong$55.1M15.6%1.44%vs
The Farmers State Bank of Bucklin, KansasBank Bucklin, KS88 out of 100, Very strong$60.8M12.9%0.00%vs
Bank of GreeleyBank Greeley, KS86 out of 100, Very strong$54.4M12.3%0.31%vs

Deposit insurance

Is my money safe at The Farmers State Bank of Blue Mound?

Yes. The Farmers State Bank of Blue Mound is an FDIC-insured institution (FDIC certificate #17629). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 12.9% of deposits ($6.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.61%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Farmers State Bank of Blue Mound lists 3 offices in 3 cities. Most locations:

  • Blue Mound, KS (1)
  • Garnett, KS (1)
  • Pleasanton, KS (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Farmers State Bank of Blue Mound
Type
State-chartered bank
FDIC certificate #
17629
RSSD ID
1017854
Primary regulator
FDIC
Holding company
Kansas Investors Bancshares
Established
August 1, 1913
Headquarters
205 South Fifth Street, Blue Mound, KS 66010
Employees
15

Quick answers

The Farmers State Bank of Blue Mound: common questions

Is The Farmers State Bank of Blue Mound FDIC insured?

Yes. The Farmers State Bank of Blue Mound is an FDIC-insured institution (FDIC certificate #17629). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Farmers State Bank of Blue Mound's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Farmers State Bank of Blue Mound ever failed?

There is no failure record for FDIC certificate #17629 in the FDIC failed bank list.

How many branches does The Farmers State Bank of Blue Mound have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Blue Mound

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of GreeleyBank Greeley, KS86 out of 100, Very strong$54.4M12.3%0.31%vs
The Liberty Savings Association, FSABank Fort Scott, KS86 out of 100, Very strong$28.2M24.1%0.00%vs
Exchange State BankBank Saint Paul, KS84 out of 100, Strong$105.0M11.6%0.00%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
Union State BankBank Uniontown, KS79 out of 100, Strong$73.8M10.4%0.18%vs
Patriots BankBank Garnett, KS77 out of 100, Strong$268.8M9.2%0.00%vs