The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (62 → 67), mostly because the earnings component improved by 20 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. The Northern Trust Company is an FDIC-insured institution (FDIC certificate #913). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.5% of deposits ($43.7B) are above the $250,000 FDIC insurance limit, below the peer median of 43%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 6.84%, slightly above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.90% (benchmark: 10%).

Check how much of your own balance is covered

The Northern Trust Company lists 60 offices in 56 cities across 20 states. Most locations:

• Houston, TX (3)
• Dallas, TX (2)
• Naples, FL (2)
• Atlanta, GA (1)
• Austin, TX (1)
• Barrington, IL (1)
• Bloomfield Hills, MI (1)
• Boca Raton, FL (1)
• Bonita Springs, FL (1)
• Boston, MA (1)
• Chicago, IL (1)
• Cleveland, OH (1)

All branch addresses and map

Over the last three years, the CFPB forwarded 19 consumer complaints about Northern Trust Company, The to the company (6 in the last 12 months). 94.7% received a timely response. That is 0.1 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

In 2025, The Northern Trust Company reported 337 home-loan applications under HMDA (LEI 6PTKHDJ8HDUF78PFWH30): 289 originated ($687,925,000 total), 15 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Northern Trust Company

Type

State-chartered bank (Fed member)

FDIC certificate #

913

RSSD ID

210434

Primary regulator

FED

Holding company

Northern Trust Corp

Established

January 1, 1889

Headquarters

50 S La Salle St, Chicago, IL 60603

Website

www.northerntrust.com

Employees

23,363