The Walton State Bank is a state-chartered bank headquartered in Walton, Kansas, in business for about 119 years. At the end of Q2 2026 it reported $13.0M in total assets and $10.1M in deposits, with 1 office.
The Walton State Bank has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 37th. Capital cushion contributes the most (100/100, 15.42%); earnings contributes the least (19/100, -0.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 30 points (54 → 84), mostly because the loan quality component improved by 100 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 45 |
| Q4 2024 | 44 |
| Q1 2025 | 50 |
| Q2 2025 | 54 |
| Q3 2025 | 80 |
| Q4 2025 | 80 |
| Q1 2026 | 80 |
| Q2 2026 | 84 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.61% |
| Q3 2024 | 12.56% |
| Q4 2024 | 12.29% |
| Q1 2025 | 13.78% |
| Q2 2025 | 17.93% |
| Q3 2025 | 17.56% |
| Q4 2025 | 17.23% |
| Q1 2026 | 18.60% |
| Q2 2026 | 15.42% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.05% |
| Q3 2024 | 5.14% |
| Q4 2024 | 3.67% |
| Q1 2025 | 3.47% |
| Q2 2025 | 3.82% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.35% |
| Q3 2024 | -0.50% |
| Q4 2024 | -0.67% |
| Q1 2025 | -1.65% |
| Q2 2025 | -0.77% |
| Q3 2025 | -0.85% |
| Q4 2025 | -1.05% |
| Q1 2026 | -0.55% |
| Q2 2026 | -0.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $13.0M | 15.42% | 0.00% | -0.02% | 30.0% |
| Q1 2026 | 80 | $12.5M | 18.60% | 0.00% | -0.55% | 33.8% |
| Q4 2025 | 80 | $10.9M | 17.23% | 0.00% | -1.05% | 40.6% |
| Q3 2025 | 80 | $13.1M | 17.56% | 0.00% | -0.85% | 41.0% |
| Q2 2025 | 54 | $11.8M | 17.93% | 3.82% | -0.77% | 34.2% |
| Q1 2025 | 50 | $13.4M | 13.78% | 3.47% | -1.65% | 29.5% |
| Q4 2024 | 44 | $16.7M | 12.29% | 3.67% | -0.67% | 21.1% |
| Q3 2024 | 45 | $17.5M | 12.56% | 5.14% | -0.50% | 16.5% |
| Q2 2024 | 49 | $17.1M | 13.61% | 4.05% | -0.35% | 18.3% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State Bank of BurrtonBank Burrton, KS | 48 out of 100, Below average | $9.3M | 9.9% | 2.53% | vs |
| The Farmers State BankBank Dwight, KS | 48 out of 100, Below average | $19.5M | 10.5% | 6.76% | vs |
| National Advisors Trust CompanyBank Leawood, KS | 94 out of 100, Very strong | $21.6M | 83.7% | 0.00% | vs |
| The Dickinson County BankBank Enterprise, KS | 73 out of 100, Strong | $23.4M | 13.7% | 2.09% | vs |
| The Peoples State BankBank Cherryvale, KS | 89 out of 100, Very strong | $23.5M | 19.8% | 0.33% | vs |
| The Baxter State BankBank Baxter Springs, KS | 84 out of 100, Strong | $25.2M | 19.7% | 1.11% | vs |
Deposit insurance
Is my money safe at The Walton State Bank?
Yes. The Walton State Bank is an FDIC-insured institution (FDIC certificate #17982). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.8% of deposits ($1.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.42%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 61.58% (benchmark: 10%).
1 location
Branches
The Walton State Bank lists 1 office in 1 city. Most locations:
- Walton, KS (1)
Identity & history
Profile
- Legal name
- The Walton State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17982
- RSSD ID
- 490955
- Primary regulator
- FDIC
- Holding company
- Wsb Financial Inc
- Established
- May 27, 1907
- Headquarters
- 116 Main St, Walton, KS 67151
- Website
- www.waltonstatebank.com
- Employees
- 5
Quick answers
The Walton State Bank: common questions
Is The Walton State Bank FDIC insured?
Yes. The Walton State Bank is an FDIC-insured institution (FDIC certificate #17982). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Walton State Bank's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Walton State Bank ever failed?
There is no failure record for FDIC certificate #17982 in the FDIC failed bank list.
How many branches does The Walton State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Walton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| The State Bank of Canton, Canton, KansasBank Canton, KS | 91 out of 100, Very strong | $36.6M | 22.1% | 0.00% | vs |
| Cottonwood Valley BankBank Cedar Point, KS | 90 out of 100, Very strong | $38.1M | 14.4% | 0.00% | vs |
| The Marion National BankBank Marion, KS | 85 out of 100, Very strong | $35.4M | 13.0% | 0.29% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |