Side-by-side · Q2 2026 data
1st Bank in Hominy vs First American Bank
Metric by metric
| Measure | 1st Bank in Hominy | First American Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 45 | 81 (stronger) |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 56th | 70th |
| Total assets | $45.3M | $34.3M |
| Deposits / shares | $41.6M | $29.5M |
| Capital ratio | 9.47% | 13.06% (stronger) |
| Problem loans | 0.09% (stronger) | 0.67% |
| Net charge-offs | -0.01% | -0.09% (stronger) |
| Return on assets | 1.23% | 1.57% (stronger) |
| Loans ÷ deposits | 41.9% (stronger) | 71.8% |
| Uninsured deposits | 14.4% (stronger) | 19.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First American Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), 1st Bank in Hominy leads on 3 and First American Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.