Side-by-side · Q2 2026 data
1st Community Bank vs GN Bank
Metric by metric
| Measure | 1st Community Bank | GN Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 53 |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 84 (stronger) | 0 |
| Earnings | 53 (stronger) | 29 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 24 |
| Peer percentile | 33rd | 12th |
| Total assets | $65.3M | $59.8M |
| Deposits / shares | $58.2M | $50.6M |
| Capital ratio | 10.04% | 16.06% (stronger) |
| Problem loans | 0.49% (stronger) | 13.11% |
| Net charge-offs | 0.00% (stronger) | 1.82% |
| Return on assets | 0.83% (stronger) | 0.23% |
| Loans ÷ deposits | 79.3% | 49.1% (stronger) |
| Uninsured deposits | 18.5% | 3.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Community Bank has the higher TellerScore (68 vs 53). On the 7 directional measures above (where higher or lower is clearly better), 1st Community Bank leads on 4 and GN Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.