Side-by-side · Q2 2026 data
1st Community Bank vs Service Plus Credit Union
Metric by metric
| Measure | 1st Community Bank | Service Plus Credit Union |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 50 | 73 (stronger) |
| Loan quality | 84 | 85 (stronger) |
| Earnings | 53 | 65 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 33rd | 68th |
| Total assets | $65.3M | $34.7M |
| Deposits / shares | $58.2M | $30.4M |
| Capital ratio | 10.04% | 12.29% (stronger) |
| Problem loans | 0.49% | 0.46% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.55% |
| Return on assets | 0.83% | 1.12% (stronger) |
| Loans ÷ deposits | 79.3% | 59.5% (stronger) |
| Uninsured deposits | 18.5% | 2.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service Plus Credit Union has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), 1st Community Bank leads on 1 and Service Plus Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.