Side-by-side · Q2 2026 data
1st Community Federal Credit Union vs Pecu Credit Union
Metric by metric
| Measure | 1st Community Federal Credit Union | Pecu Credit Union |
|---|---|---|
| TellerScore | 58 | 86 (stronger) |
| Capital cushion | 86 | 98 (stronger) |
| Loan quality | 0 | 84 (stronger) |
| Earnings | 66 (stronger) | 57 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 63 | 96 (stronger) |
| Peer percentile | 16th | 89th |
| Total assets | $421.8M | $431.4M |
| Deposits / shares | $361.9M | $368.7M |
| Capital ratio | 13.63% | 14.78% (stronger) |
| Problem loans | 3.73% | 0.47% (stronger) |
| Net charge-offs | 1.20% | 0.45% (stronger) |
| Return on assets | 1.14% (stronger) | 0.92% |
| Loans ÷ deposits | 76.5% | 60.6% (stronger) |
| Uninsured deposits | 6.8% (stronger) | 10.9% |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.2% | — |
Pecu Credit Union has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), 1st Community Federal Credit Union leads on 2 and Pecu Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.