Side-by-side · Q2 2026 data
1st Gateway Credit Union vs Ascentra Credit Union
Metric by metric
| Measure | 1st Gateway Credit Union | Ascentra Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 91 (stronger) | 52 |
| Loan quality | 88 (stronger) | 75 |
| Earnings | 54 (stronger) | 41 |
| Funding & liquidity | 72 | 78 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 78th | 29th |
| Total assets | $170.9M | $596.0M |
| Deposits / shares | $146.9M | $511.6M |
| Capital ratio | 14.08% (stronger) | 10.16% |
| Problem loans | 0.35% (stronger) | 0.76% |
| Net charge-offs | 0.24% (stronger) | 0.48% |
| Return on assets | 0.84% (stronger) | 0.53% |
| Loans ÷ deposits | 88.3% | 81.8% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 3.5% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.5% |
1st Gateway Credit Union has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), 1st Gateway Credit Union leads on 6 and Ascentra Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.