Side-by-side · Q2 2026 data
1st Gateway Credit Union vs Cent Credit Union
Metric by metric
| Measure | 1st Gateway Credit Union | Cent Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 77 |
| Capital cushion | 91 (stronger) | 77 |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 54 | 56 (stronger) |
| Funding & liquidity | 72 (stronger) | 68 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 78th | 71st |
| Total assets | $170.9M | $166.0M |
| Deposits / shares | $146.9M | $144.6M |
| Capital ratio | 14.08% (stronger) | 12.73% |
| Problem loans | 0.35% | 0.20% (stronger) |
| Net charge-offs | 0.24% | 0.13% (stronger) |
| Return on assets | 0.84% | 0.89% (stronger) |
| Loans ÷ deposits | 88.3% (stronger) | 92.1% |
| Uninsured deposits | 3.1% (stronger) | 3.1% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), 1st Gateway Credit Union leads on 4 and Cent Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.