Side-by-side · Q2 2026 data
1st Gateway Credit Union vs Service Plus Credit Union
Metric by metric
| Measure | 1st Gateway Credit Union | Service Plus Credit Union |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 91 (stronger) | 73 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 54 | 65 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 78th | 68th |
| Total assets | $170.9M | $34.7M |
| Deposits / shares | $146.9M | $30.4M |
| Capital ratio | 14.08% (stronger) | 12.29% |
| Problem loans | 0.35% (stronger) | 0.46% |
| Net charge-offs | 0.24% (stronger) | 0.55% |
| Return on assets | 0.84% | 1.12% (stronger) |
| Loans ÷ deposits | 88.3% | 59.5% (stronger) |
| Uninsured deposits | 3.1% | 2.8% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service Plus Credit Union has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), 1st Gateway Credit Union leads on 3 and Service Plus Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.