Side-by-side · Q2 2026 data
1st Midamerica Credit Union vs Midwest Members Credit Union
Metric by metric
| Measure | 1st Midamerica Credit Union | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 64 | 85 (stronger) |
| Capital cushion | 83 | 86 (stronger) |
| Loan quality | 33 | 85 (stronger) |
| Earnings | 69 | 86 (stronger) |
| Funding & liquidity | 61 | 77 (stronger) |
| Problem-loan coverage | 74 | 95 (stronger) |
| Peer percentile | 36th | 87th |
| Total assets | $1.0B | $226.6M |
| Deposits / shares | $868.2M | $195.5M |
| Capital ratio | 13.33% | 13.58% (stronger) |
| Problem loans | 2.01% | 0.44% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.34% |
| Return on assets | 1.22% | 1.66% (stronger) |
| Loans ÷ deposits | 98.9% | 82.8% (stronger) |
| Uninsured deposits | 7.3% | 3.6% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), 1st Midamerica Credit Union leads on 1 and Midwest Members Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Granite City, IL
- Wood River, IL