Side-by-side · Q2 2026 data
1st Source Bank vs 1st Street Credit Union
Metric by metric
| Measure | 1st Source Bank | 1st Street Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 87 | 97 (stronger) |
| Loan quality | 67 | 97 (stronger) |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 22 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 77th | 87th |
| Total assets | $9.3B | $34.5M |
| Deposits / shares | $7.4B | $29.2M |
| Capital ratio | 13.72% | 14.66% (stronger) |
| Problem loans | 0.99% | 0.10% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.18% |
| Return on assets | 1.99% (stronger) | 0.86% |
| Loans ÷ deposits | 95.0% | 42.0% (stronger) |
| Uninsured deposits | 53.8% | 6.1% (stronger) |
| Offices | 76 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
1st Street Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 2 and 1st Street Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.