Side-by-side · Q2 2026 data
1st Source Bank vs Arbor Financial Credit Union
Metric by metric
| Measure | 1st Source Bank | Arbor Financial Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 55 |
| Capital cushion | 87 (stronger) | 56 |
| Loan quality | 67 (stronger) | 40 |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 22 | 71 (stronger) |
| Problem-loan coverage | 90 (stronger) | 74 |
| Peer percentile | 77th | 12th |
| Total assets | $9.3B | $899.0M |
| Deposits / shares | $7.4B | $770.6M |
| Capital ratio | 13.72% (stronger) | 10.62% |
| Problem loans | 0.99% (stronger) | 1.81% |
| Net charge-offs | 0.13% (stronger) | 0.19% |
| Return on assets | 1.99% (stronger) | 0.83% |
| Loans ÷ deposits | 95.0% | 88.9% (stronger) |
| Uninsured deposits | 53.8% | 7.5% (stronger) |
| Offices | 76 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 6.5% |
1st Source Bank has the higher TellerScore (75 vs 55). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 5 and Arbor Financial Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.