Side-by-side · Q2 2026 data
1st Source Bank vs Battery Employees Federal Credit Union
Credit union
Battery Employees Federal Credit Union
Attica, Indiana · Under $100 million in assets
Metric by metric
| Measure | 1st Source Bank | Battery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 67 (stronger) | 12 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 22 | 92 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 77th | 49th |
| Total assets | $9.3B | $847K |
| Deposits / shares | $7.4B | $597K |
| Capital ratio | 13.72% | 29.26% (stronger) |
| Problem loans | 0.99% (stronger) | 2.64% |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.99% (stronger) | 1.80% |
| Loans ÷ deposits | 95.0% | 68.2% (stronger) |
| Uninsured deposits | 53.8% | 0.0% (stronger) |
| Offices | 76 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | — |
1st Source Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), 1st Source Bank leads on 3 and Battery Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.