Side-by-side · Q2 2026 data
1st Street Credit Union vs Firefighters Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Firefighters Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 79 |
| Capital cushion | 97 (stronger) | 76 |
| Loan quality | 97 (stronger) | 91 |
| Earnings | 55 (stronger) | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 87th | 62nd |
| Total assets | $34.5M | $88.1M |
| Deposits / shares | $29.2M | $76.9M |
| Capital ratio | 14.66% (stronger) | 12.58% |
| Problem loans | 0.10% (stronger) | 0.27% |
| Net charge-offs | 0.18% | 0.15% (stronger) |
| Return on assets | 0.86% (stronger) | 0.55% |
| Loans ÷ deposits | 42.0% | 36.5% (stronger) |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 4 and Firefighters Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.