Side-by-side · Q2 2026 data
1st Street Credit Union vs Hoosier United Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Hoosier United Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 83 |
| Capital cushion | 97 (stronger) | 82 |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 55 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 87th | 72nd |
| Total assets | $34.5M | $37.5M |
| Deposits / shares | $29.2M | $32.3M |
| Capital ratio | 14.66% (stronger) | 13.23% |
| Problem loans | 0.10% (stronger) | 0.68% |
| Net charge-offs | 0.18% (stronger) | 0.51% |
| Return on assets | 0.86% | 1.32% (stronger) |
| Loans ÷ deposits | 42.0% | 36.4% (stronger) |
| Uninsured deposits | 6.1% | 1.5% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 4 and Hoosier United Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.