Side-by-side · Q2 2026 data
1st Street Credit Union vs Indiana Members Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Indiana Members Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 97 (stronger) | 56 |
| Loan quality | 97 (stronger) | 84 |
| Earnings | 55 | 64 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 87th | 72nd |
| Total assets | $34.5M | $3.6B |
| Deposits / shares | $29.2M | $3.1B |
| Capital ratio | 14.66% (stronger) | 10.56% |
| Problem loans | 0.10% (stronger) | 0.49% |
| Net charge-offs | 0.18% (stronger) | 0.40% |
| Return on assets | 0.86% | 1.11% (stronger) |
| Loans ÷ deposits | 42.0% (stronger) | 70.6% |
| Uninsured deposits | 6.1% (stronger) | 11.5% |
| Offices | 6 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
1st Street Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 6 and Indiana Members Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.