Indiana Members Credit Union (NCUA charter #68259) is based in Indianapolis, Indiana. Its Q2 2026 call report shows $3.6B in total assets and $3.1B in member shares and deposits and 33 offices.
Based on its Q2 2026 filing, Indiana Members Credit Union scores 74/100, which we describe as strong. That is higher than 72% of 454 credit unions with $1 billion – $10 billion. Among 121 credit unions headquartered in Indiana, it ranks 57th. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is capital cushion (56/100; 10.56%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 71 |
| Q4 2024 | 73 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 72 |
| Q4 2025 | 71 |
| Q1 2026 | 73 |
| Q2 2026 | 74 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.25% |
| Q3 2024 | 10.11% |
| Q4 2024 | 10.59% |
| Q1 2025 | 10.41% |
| Q2 2025 | 10.15% |
| Q3 2025 | 10.36% |
| Q4 2025 | 10.33% |
| Q1 2026 | 10.54% |
| Q2 2026 | 10.56% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.31% |
| Q3 2025 | 0.40% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.49% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.80% |
| Q2 2025 | 0.82% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.85% |
| Q1 2026 | 0.96% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $3.6B | 10.56% | 0.49% | 1.11% | 70.6% |
| Q1 2026 | 73 | $3.5B | 10.54% | 0.43% | 0.96% | 68.9% |
| Q4 2025 | 71 | $3.5B | 10.33% | 0.42% | 0.85% | 69.3% |
| Q3 2025 | 72 | $3.4B | 10.36% | 0.40% | 0.81% | 67.6% |
| Q2 2025 | 73 | $3.4B | 10.15% | 0.31% | 0.82% | 65.3% |
| Q1 2025 | 73 | $3.4B | 10.41% | 0.32% | 0.80% | 63.4% |
| Q4 2024 | 73 | $3.2B | 10.59% | 0.37% | 0.85% | 67.8% |
| Q3 2024 | 71 | $3.3B | 10.11% | 0.38% | 0.82% | 68.0% |
| Q2 2024 | 72 | $3.2B | 10.25% | 0.35% | 0.87% | 68.6% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Three Rivers Federal Credit UnionCredit union Fort Wayne, IN | 78 out of 100, Strong | $2.9B | 13.9% | 1.47% | vs |
| Elements Financial Federal Credit UnionCredit union Indianapolis, IN | 77 out of 100, Strong | $2.5B | 11.9% | 0.46% | vs |
| Centra Credit UnionCredit union Columbus, IN | 73 out of 100, Strong | $2.4B | 12.3% | 0.96% | vs |
| Liberty Federal Credit UnionCredit union Evansville, IN | 73 out of 100, Strong | $4.8B | 10.9% | 0.45% | vs |
| Forum Credit UnionCredit union Indianapolis, IN | 80 out of 100, Strong | $2.3B | 13.3% | 0.31% | vs |
| Purdue Federal Credit UnionCredit union West Lafayette, IN | 75 out of 100, Strong | $2.1B | 11.2% | 0.17% | vs |
Deposit insurance
Is my money safe at Indiana Members Credit Union?
Yes. Indiana Members Credit Union is a federally insured credit union (NCUA charter #68259). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 11.5% of shares and deposits ($362.0M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.56%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
33 locations
Branches
Indiana Members Credit Union lists 33 offices in 18 cities. Most locations:
- Indianapolis, IN (11)
- Bloomington, IN (2)
- Carmel, IN (2)
- Evansville, IN (2)
- Greenwood, IN (2)
- Westfield, IN (2)
- Avon, IN (1)
- Beech Grove, IN (1)
- Brownsburg, IN (1)
- Franklin, IN (1)
- Jeffersonville, IN (1)
- Marion, IN (1)
HMDA 2025
Mortgage lending
In 2025, Indiana Members Credit Union reported 3,494 home-loan applications under HMDA (LEI 549300S99IK3EU11AS13): 2,406 originated ($364,820,000 total), 431 denied, and 440 withdrawn or closed by the applicant. Its denial rate on decided applications was 14.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Indiana Members Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68259
- RSSD ID
- 215484
- Primary regulator
- State + NCUA
- Established
- 1956
- Headquarters
- P.O. Box 47769, Indianapolis, IN 46247
- Employees
- 481
Quick answers
Indiana Members Credit Union: common questions
Is Indiana Members Credit Union NCUA insured?
Yes. Indiana Members Credit Union is a federally insured credit union (NCUA charter #68259). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Indiana Members Credit Union's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Indiana Members Credit Union have?
33 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Indianapolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| H a L E Federal Credit UnionCredit union Indianapolis, IN | 100 out of 100, Very strong | $399K | 25.1% | 0.00% | vs |
| Mt Zion Indianapolis Federal Credit UnionCredit union Indianapolis, IN | 98 out of 100, Very strong | $1.4M | 38.3% | 0.00% | vs |
| Professional Police Officers Credit UnionCredit union Indianapolis, IN | 92 out of 100, Very strong | $58.7M | 14.8% | 0.00% | vs |
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |
| Greenfield Banking CompanyBank Greenfield, IN | 84 out of 100, Strong | $930.5M | 13.9% | 0.35% | vs |