Side-by-side · Q2 2026 data
1st Street Credit Union vs Jax Fire Credit Union
Metric by metric
| Measure | 1st Street Credit Union | Jax Fire Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 78 |
| Capital cushion | 97 (stronger) | 83 |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 55 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 87th | 59th |
| Total assets | $34.5M | $40.4M |
| Deposits / shares | $29.2M | $34.9M |
| Capital ratio | 14.66% (stronger) | 13.26% |
| Problem loans | 0.10% (stronger) | 0.57% |
| Net charge-offs | 0.18% | 0.14% (stronger) |
| Return on assets | 0.86% (stronger) | 0.47% |
| Loans ÷ deposits | 42.0% (stronger) | 46.9% |
| Uninsured deposits | 6.1% (stronger) | 9.9% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Street Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), 1st Street Credit Union leads on 6 and Jax Fire Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.