Side-by-side · Q2 2026 data
1st University Credit Union vs Matagorda County Credit Union
Metric by metric
| Measure | 1st University Credit Union | Matagorda County Credit Union |
|---|---|---|
| TellerScore | 65 | 94 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 86 | 90 (stronger) |
| Earnings | 26 | 82 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 30th | 95th |
| Total assets | $18.5M | $36.2M |
| Deposits / shares | $16.0M | $29.9M |
| Capital ratio | 10.02% | 17.39% (stronger) |
| Problem loans | 0.41% | 0.31% (stronger) |
| Net charge-offs | 0.16% | 0.04% (stronger) |
| Return on assets | 0.15% | 1.55% (stronger) |
| Loans ÷ deposits | 69.3% | 57.0% (stronger) |
| Uninsured deposits | 1.8% | 0.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Matagorda County Credit Union has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), 1st University Credit Union leads on 0 and Matagorda County Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.