Side-by-side · Q2 2026 data
1st University Credit Union vs Southern Star Credit Union
Metric by metric
| Measure | 1st University Credit Union | Southern Star Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 57 |
| Capital cushion | 50 | 82 (stronger) |
| Loan quality | 86 (stronger) | 38 |
| Earnings | 26 (stronger) | 0 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 75 |
| Peer percentile | 30th | 17th |
| Total assets | $18.5M | $17.7M |
| Deposits / shares | $16.0M | $15.5M |
| Capital ratio | 10.02% | 13.24% (stronger) |
| Problem loans | 0.41% (stronger) | 1.87% |
| Net charge-offs | 0.16% (stronger) | 0.31% |
| Return on assets | 0.15% (stronger) | -0.82% |
| Loans ÷ deposits | 69.3% | 55.5% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 4.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st University Credit Union has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), 1st University Credit Union leads on 5 and Southern Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.