Side-by-side · Q2 2026 data
360 Federal Credit Union vs Dutch Point Credit Union
Metric by metric
| Measure | 360 Federal Credit Union | Dutch Point Credit Union |
|---|---|---|
| TellerScore | 65 | 77 (stronger) |
| Capital cushion | 45 | 56 (stronger) |
| Loan quality | 77 | 96 (stronger) |
| Earnings | 43 | 60 (stronger) |
| Funding & liquidity | 94 | 96 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 34th | 71st |
| Total assets | $324.4M | $565.4M |
| Deposits / shares | $289.4M | $499.8M |
| Capital ratio | 9.53% | 10.55% (stronger) |
| Problem loans | 0.68% | 0.12% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.20% |
| Return on assets | 0.58% | 1.01% (stronger) |
| Loans ÷ deposits | 66.3% | 63.9% (stronger) |
| Uninsured deposits | 8.8% | 7.1% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.3% | — |
Dutch Point Credit Union has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), 360 Federal Credit Union leads on 1 and Dutch Point Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.