Side-by-side · Q2 2026 data
3rd District Highway Federal Credit Union vs Vermilion Employees Credit Union
Credit union
3rd District Highway Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Credit union
Vermilion Employees Credit Union
Abbeville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | 3rd District Highway Federal Credit Union | Vermilion Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 100 | 100 |
| Loan quality | 68 (stronger) | 6 |
| Earnings | 37 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 96 (stronger) | 78 |
| Peer percentile | 62nd | 23rd |
| Total assets | $11.1M | $14.6M |
| Deposits / shares | $8.8M | $12.2M |
| Capital ratio | 19.26% (stronger) | 15.56% |
| Problem loans | 0.97% (stronger) | 2.81% |
| Net charge-offs | 0.01% (stronger) | 1.07% |
| Return on assets | 0.43% | 0.67% (stronger) |
| Loans ÷ deposits | 55.7% (stronger) | 76.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
3rd District Highway Federal Credit Union has the higher TellerScore (79 vs 61). On the 6 directional measures above (where higher or lower is clearly better), 3rd District Highway Federal Credit Union leads on 5 and Vermilion Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.