3rd District Highway Federal Credit Union (NCUA charter #14226) is based in Lafayette, Louisiana. Its Q2 2026 call report shows $11.1M in total assets and $8.8M in member shares and deposits and 2 offices.
3rd District Highway Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 40th. Capital cushion contributes the most (100/100, 19.26%); earnings contributes the least (37/100, 0.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (73 → 79), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 76 |
| Q4 2024 | 66 |
| Q1 2025 | 73 |
| Q2 2025 | 73 |
| Q3 2025 | 73 |
| Q4 2025 | 66 |
| Q1 2026 | 76 |
| Q2 2026 | 79 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.59% |
| Q3 2024 | 16.88% |
| Q4 2024 | 17.54% |
| Q1 2025 | 17.82% |
| Q2 2025 | 17.62% |
| Q3 2025 | 18.21% |
| Q4 2025 | 18.44% |
| Q1 2026 | 18.71% |
| Q2 2026 | 19.26% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.00% |
| Q3 2024 | 1.14% |
| Q4 2024 | 2.31% |
| Q1 2025 | 1.29% |
| Q2 2025 | 1.29% |
| Q3 2025 | 1.31% |
| Q4 2025 | 2.21% |
| Q1 2026 | 0.99% |
| Q2 2026 | 0.97% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.22% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.07% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.08% |
| Q2 2026 | 0.43% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $11.1M | 19.26% | 0.97% | 0.43% | 55.7% |
| Q1 2026 | 76 | $11.3M | 18.71% | 0.99% | 0.08% | 53.0% |
| Q4 2025 | 66 | $11.5M | 18.44% | 2.21% | 0.13% | 53.5% |
| Q3 2025 | 73 | $11.6M | 18.21% | 1.31% | 0.10% | 50.9% |
| Q2 2025 | 73 | $12.0M | 17.62% | 1.29% | 0.07% | 49.4% |
| Q1 2025 | 73 | $11.8M | 17.82% | 1.29% | 0.06% | 49.6% |
| Q4 2024 | 66 | $12.0M | 17.54% | 2.31% | 0.26% | 48.6% |
| Q3 2024 | 76 | $12.4M | 16.88% | 1.14% | 0.22% | 46.5% |
| Q2 2024 | 77 | $12.6M | 16.59% | 1.00% | 0.20% | 48.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Livingston Parish Federal Credit UnionCredit union Denham Springs, LA | 59 out of 100, Moderate | $11.9M | 20.0% | 4.89% | vs |
| Rapides General Hospital Empl Federal Credit UnionCredit union Alexandria, LA | 87 out of 100, Very strong | $12.6M | 16.8% | 0.00% | vs |
| Louisiana Central Credit UnionCredit union Harahan, LA | 31 out of 100, Low | $9.1M | -0.1% | 2.10% | vs |
| District 08 Federal Credit UnionCredit union Alexandria, LA | 68 out of 100, Moderate | $9.0M | 13.7% | 1.73% | vs |
| Iberville Federal Credit UnionCredit union Plaquemine, LA | 67 out of 100, Moderate | $8.9M | 17.5% | 7.42% | vs |
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
Deposit insurance
Is my money safe at 3rd District Highway Federal Credit Union?
Yes. 3rd District Highway Federal Credit Union is a federally insured credit union (NCUA charter #14226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
3rd District Highway Federal Credit Union lists 2 offices in 1 city. Most locations:
- Lafayette, LA (2)
Identity & history
Profile
- Legal name
- 3rd District Highway Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14226
- RSSD ID
- 106283
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- 228-A Rue des Voyages, Lafayette, LA 70508
- Employees
- 3
Quick answers
3rd District Highway Federal Credit Union: common questions
Is 3rd District Highway Federal Credit Union NCUA insured?
Yes. 3rd District Highway Federal Credit Union is a federally insured credit union (NCUA charter #14226). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is 3rd District Highway Federal Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does 3rd District Highway Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lafayette
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| Acadian Federal Credit UnionCredit union Lafayette, LA | 83 out of 100, Strong | $20.9M | 11.9% | 0.02% | vs |