Side-by-side · Q2 2026 data
4u Federal Credit Union vs Community Service Credit Union
Metric by metric
| Measure | 4u Federal Credit Union | Community Service Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 59 |
| Capital cushion | 39 | 44 (stronger) |
| Loan quality | 99 (stronger) | 73 |
| Earnings | 29 | 38 (stronger) |
| Funding & liquidity | 74 | 75 (stronger) |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 29th | 19th |
| Total assets | $156.2M | $163.8M |
| Deposits / shares | $140.6M | $146.5M |
| Capital ratio | 8.91% | 9.45% (stronger) |
| Problem loans | 0.04% (stronger) | 0.82% |
| Net charge-offs | 0.04% (stronger) | 1.39% |
| Return on assets | 0.23% | 0.44% (stronger) |
| Loans ÷ deposits | 86.5% | 84.9% (stronger) |
| Uninsured deposits | 12.0% | 10.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
4u Federal Credit Union has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), 4u Federal Credit Union leads on 3 and Community Service Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.