Side-by-side · Q2 2026 data
A.A.E.C. Credit Union vs Central Credit Union of Illinois
Metric by metric
| Measure | A.A.E.C. Credit Union | Central Credit Union of Illinois |
|---|---|---|
| TellerScore | 84 (stronger) | 75 |
| Capital cushion | 80 | 93 (stronger) |
| Loan quality | 99 (stronger) | 60 |
| Earnings | 49 (stronger) | 45 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 66th |
| Total assets | $118.9M | $122.7M |
| Deposits / shares | $102.3M | $103.3M |
| Capital ratio | 13.03% | 14.28% (stronger) |
| Problem loans | 0.02% (stronger) | 1.19% |
| Net charge-offs | 0.20% (stronger) | 0.54% |
| Return on assets | 0.72% (stronger) | 0.63% |
| Loans ÷ deposits | 50.0% (stronger) | 67.8% |
| Uninsured deposits | 4.8% | 2.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
A.A.E.C. Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), A.A.E.C. Credit Union leads on 5 and Central Credit Union of Illinois on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.