Side-by-side · Q2 2026 data
A+ Federal Credit Union vs Credit Union of Texas
Metric by metric
| Measure | A+ Federal Credit Union | Credit Union of Texas |
|---|---|---|
| TellerScore | 61 (stronger) | 43 |
| Capital cushion | 87 (stronger) | 31 |
| Loan quality | 31 | 47 (stronger) |
| Earnings | 56 (stronger) | 22 |
| Funding & liquidity | 60 | 73 (stronger) |
| Problem-loan coverage | 73 (stronger) | 68 |
| Peer percentile | 27th | 2nd |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.1B | $2.3B |
| Capital ratio | 13.67% (stronger) | 8.13% |
| Problem loans | 2.08% | 1.59% (stronger) |
| Net charge-offs | 1.59% | 1.32% (stronger) |
| Return on assets | 0.89% (stronger) | 0.05% |
| Loans ÷ deposits | 100.4% | 87.5% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 12.4% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.2% | 32.5% |
A+ Federal Credit Union has the higher TellerScore (61 vs 43). On the 7 directional measures above (where higher or lower is clearly better), A+ Federal Credit Union leads on 4 and Credit Union of Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.