Side-by-side · Q2 2026 data
A+ Federal Credit Union vs Pecu Credit Union
Metric by metric
| Measure | A+ Federal Credit Union | Pecu Credit Union |
|---|---|---|
| TellerScore | 61 | 86 (stronger) |
| Capital cushion | 87 | 98 (stronger) |
| Loan quality | 31 | 84 (stronger) |
| Earnings | 56 | 57 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 73 | 96 (stronger) |
| Peer percentile | 27th | 89th |
| Total assets | $2.6B | $431.4M |
| Deposits / shares | $2.1B | $368.7M |
| Capital ratio | 13.67% | 14.78% (stronger) |
| Problem loans | 2.08% | 0.47% (stronger) |
| Net charge-offs | 1.59% | 0.45% (stronger) |
| Return on assets | 0.89% | 0.92% (stronger) |
| Loans ÷ deposits | 100.4% | 60.6% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 10.9% |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.2% | — |
Pecu Credit Union has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), A+ Federal Credit Union leads on 1 and Pecu Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.