Side-by-side · Q2 2026 data
A+ Federal Credit Union vs Texas Trust Credit Union
Metric by metric
| Measure | A+ Federal Credit Union | Texas Trust Credit Union |
|---|---|---|
| TellerScore | 61 | 62 (stronger) |
| Capital cushion | 87 (stronger) | 56 |
| Loan quality | 31 | 69 (stronger) |
| Earnings | 56 (stronger) | 44 |
| Funding & liquidity | 60 | 69 (stronger) |
| Problem-loan coverage | 73 | 85 (stronger) |
| Peer percentile | 27th | 30th |
| Total assets | $2.6B | $2.1B |
| Deposits / shares | $2.1B | $1.7B |
| Capital ratio | 13.67% (stronger) | 10.55% |
| Problem loans | 2.08% | 0.94% (stronger) |
| Net charge-offs | 1.59% | 1.11% (stronger) |
| Return on assets | 0.89% (stronger) | 0.60% |
| Loans ÷ deposits | 100.4% | 91.1% (stronger) |
| Uninsured deposits | 7.9% | 7.7% (stronger) |
| Offices | 11 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.2% | — |
Texas Trust Credit Union has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), A+ Federal Credit Union leads on 2 and Texas Trust Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.