Side-by-side · Q2 2026 data
A+ Federal Credit Union vs Vatat Credit Union
Metric by metric
| Measure | A+ Federal Credit Union | Vatat Credit Union |
|---|---|---|
| TellerScore | 61 | 82 (stronger) |
| Capital cushion | 87 | 100 (stronger) |
| Loan quality | 31 | 75 (stronger) |
| Earnings | 56 | 73 (stronger) |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 27th | 70th |
| Total assets | $2.6B | $11.0M |
| Deposits / shares | $2.1B | $8.7M |
| Capital ratio | 13.67% | 17.90% (stronger) |
| Problem loans | 2.08% | 0.74% (stronger) |
| Net charge-offs | 1.59% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.33% (stronger) |
| Loans ÷ deposits | 100.4% | 78.0% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 31.4% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 47.2% | — |
Vatat Credit Union has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), A+ Federal Credit Union leads on 1 and Vatat Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.