Side-by-side · Q2 2026 data
A.S.H. Employees Credit Union vs St. Augustine Credit Union
Metric by metric
| Measure | A.S.H. Employees Credit Union | St. Augustine Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 72 (stronger) | 45 |
| Funding & liquidity | 63 | 72 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 77th | 72nd |
| Total assets | $5.6M | $1.5M |
| Deposits / shares | $4.5M | $1.3M |
| Capital ratio | 19.83% (stronger) | 14.42% |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | -0.31% (stronger) | 0.00% |
| Return on assets | 1.30% (stronger) | 0.63% |
| Loans ÷ deposits | 97.4% | 88.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A.S.H. Employees Credit Union has the higher TellerScore (85 vs 83). On the 6 directional measures above (where higher or lower is clearly better), A.S.H. Employees Credit Union leads on 4 and St. Augustine Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.