TellerScore

Side-by-side · Q2 2026 data

Aac Credit Union vs Intandem Credit Union

Credit union

Aac Credit Union

Grand Rapids, Michigan · $100 million – $1 billion

90of 100
Very strong

Credit union

Intandem Credit Union

Grand Rapids, Michigan · Under $100 million in assets

76of 100
Strong

Metric by metric

MeasureAac Credit UnionIntandem Credit Union
TellerScore90 (stronger)76
Capital cushion100 (stronger)69
Loan quality88 (stronger)86
Earnings78 (stronger)53
Funding & liquidity8591 (stronger)
Problem-loan coverage98 (stronger)96
Peer percentile95th54th
Total assets$212.4M$75.8M
Deposits / shares$158.1M$65.8M
Capital ratio24.16% (stronger)11.91%
Problem loans0.36% (stronger)0.41%
Net charge-offs0.08% (stronger)0.19%
Return on assets1.46% (stronger)0.82%
Loans ÷ deposits75.1%69.2% (stronger)
Uninsured deposits5.3%2.4% (stronger)
Offices81
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)12.5%25.4%

Aac Credit Union has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Aac Credit Union leads on 5 and Intandem Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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