Side-by-side · Q2 2026 data
Abbeville First Bank, SSB vs Parda Federal Credit Union
Metric by metric
| Measure | Abbeville First Bank, SSB | Parda Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 54 | 87 (stronger) |
| Loan quality | 73 | 75 (stronger) |
| Earnings | 53 (stronger) | 31 |
| Funding & liquidity | 67 | 99 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 26th | 66th |
| Total assets | $138.8M | $217.4M |
| Deposits / shares | $114.4M | $189.9M |
| Capital ratio | 10.38% | 13.68% (stronger) |
| Problem loans | 0.81% | 0.75% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.52% |
| Return on assets | 0.84% (stronger) | 0.27% |
| Loans ÷ deposits | 79.0% | 61.0% (stronger) |
| Uninsured deposits | 27.7% | 9.1% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
Parda Federal Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Abbeville First Bank, SSB leads on 2 and Parda Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.