Side-by-side · Q2 2026 data
AbbyBank vs Athens Area Credit Union
Metric by metric
| Measure | AbbyBank | Athens Area Credit Union |
|---|---|---|
| TellerScore | 56 | 84 (stronger) |
| Capital cushion | 44 | 84 (stronger) |
| Loan quality | 55 | 79 (stronger) |
| Earnings | 54 | 70 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 77 | 97 (stronger) |
| Peer percentile | 13th | 75th |
| Total assets | $662.2M | $49.9M |
| Deposits / shares | $580.2M | $42.9M |
| Capital ratio | 9.43% | 13.35% (stronger) |
| Problem loans | 1.34% | 0.63% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 0.86% | 1.25% (stronger) |
| Loans ÷ deposits | 75.0% | 40.7% (stronger) |
| Uninsured deposits | 29.2% | 2.8% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.4% | — |
Athens Area Credit Union has the higher TellerScore (84 vs 56). On the 7 directional measures above (where higher or lower is clearly better), AbbyBank leads on 1 and Athens Area Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.