Side-by-side · Q2 2026 data
Aberdeen Proving Ground Federal Credit Union vs Point Breeze Credit Union
Credit union
Aberdeen Proving Ground Federal Credit Union
Aberdeen, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Aberdeen Proving Ground Federal Credit Union | Point Breeze Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 43 | 90 (stronger) |
| Loan quality | 82 | 89 (stronger) |
| Earnings | 56 (stronger) | 37 |
| Funding & liquidity | 66 | 80 (stronger) |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 36th | 84th |
| Total assets | $2.7B | $1.1B |
| Deposits / shares | $2.4B | $914.1M |
| Capital ratio | 9.26% | 14.02% (stronger) |
| Problem loans | 0.53% | 0.32% (stronger) |
| Net charge-offs | 0.69% | 0.18% (stronger) |
| Return on assets | 0.90% (stronger) | 0.42% |
| Loans ÷ deposits | 94.5% | 79.8% (stronger) |
| Uninsured deposits | 5.9% | 5.2% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.1% | 7.6% |
Point Breeze Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Aberdeen Proving Ground Federal Credit Union leads on 1 and Point Breeze Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.