Side-by-side · Q2 2026 data
Aberdeen Proving Ground Federal Credit Union vs Tower Federal Credit Union
Credit union
Aberdeen Proving Ground Federal Credit Union
Aberdeen, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Aberdeen Proving Ground Federal Credit Union | Tower Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 43 | 93 (stronger) |
| Loan quality | 82 | 87 (stronger) |
| Earnings | 56 | 66 (stronger) |
| Funding & liquidity | 66 | 72 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 36th | 92nd |
| Total assets | $2.7B | $5.0B |
| Deposits / shares | $2.4B | $4.3B |
| Capital ratio | 9.26% | 14.31% (stronger) |
| Problem loans | 0.53% | 0.39% (stronger) |
| Net charge-offs | 0.69% | 0.26% (stronger) |
| Return on assets | 0.90% | 1.16% (stronger) |
| Loans ÷ deposits | 94.5% | 88.0% (stronger) |
| Uninsured deposits | 5.9% (stronger) | 13.2% |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.1% | 30.4% |
Tower Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Aberdeen Proving Ground Federal Credit Union leads on 1 and Tower Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.