Side-by-side · Q2 2026 data
Abnb Federal Credit Union vs Valleystar Credit Union
Metric by metric
| Measure | Abnb Federal Credit Union | Valleystar Credit Union |
|---|---|---|
| TellerScore | 53 (stronger) | 45 |
| Capital cushion | 30 | 53 (stronger) |
| Loan quality | 80 (stronger) | 41 |
| Earnings | 21 (stronger) | 0 |
| Funding & liquidity | 72 | 78 (stronger) |
| Problem-loan coverage | 88 (stronger) | 76 |
| Peer percentile | 9th | 3rd |
| Total assets | $914.3M | $503.4M |
| Deposits / shares | $817.5M | $406.1M |
| Capital ratio | 7.95% | 10.25% (stronger) |
| Problem loans | 0.61% (stronger) | 1.76% |
| Net charge-offs | 1.43% | 0.86% (stronger) |
| Return on assets | 0.03% (stronger) | -1.05% |
| Loans ÷ deposits | 88.6% | 82.0% (stronger) |
| Uninsured deposits | 7.2% (stronger) | 7.7% |
| Offices | 15 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.4% | 51.4% |
Abnb Federal Credit Union has the higher TellerScore (53 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Abnb Federal Credit Union leads on 4 and Valleystar Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.