TellerScore

Abnb Federal Credit Union is a federal credit union headquartered in Chesapeake, Virginia, in business for about 66 years. At the end of Q2 2026 it reported $914.3M in total assets and $817.5M in member shares and deposits, with 15 offices across 2 states.

Abnb Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 76th. Problem-loan coverage contributes the most (88/100, 6.1%); earnings contributes the least (21/100, 0.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion30/100
Net worth ratio: 7.95%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings21/100
Return on assets (annualized): 0.03%
Funding & liquidity72/100
Loans ÷ shares: 88.6% · 7.2% uninsured
Problem-loan coverage88/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (48 → 53), mostly because the loan quality component improved by 8 points.

TellerScore
475155Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202455
Q4 202455
Q1 202551
Q2 202548
Q3 202547
Q4 202550
Q1 202650
Q2 202653
Net worth ratio
7.00%7.85%8.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.26%
Q3 20248.67%
Q4 20248.69%
Q1 20258.10%
Q2 20257.69%
Q3 20257.59%
Q4 20257.58%
Q1 20267.64%
Q2 20267.95%
Delinquent loans (60+ days)
0.61%0.80%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.83%
Q3 20240.89%
Q4 20240.99%
Q1 20250.82%
Q2 20250.84%
Q3 20250.95%
Q4 20250.76%
Q1 20260.63%
Q2 20260.61%
Return on assets
-0.07%0.17%0.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.35%
Q3 20240.41%
Q4 20240.36%
Q1 20250.01%
Q2 20250.03%
Q3 20250.12%
Q4 20250.11%
Q1 2026-0.07%
Q2 20260.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$914.3M7.95%0.61%0.03%88.6%
Q1 202650$947.8M7.64%0.63%-0.07%89.6%
Q4 202550$956.9M7.58%0.76%0.11%91.8%
Q3 202547$968.6M7.59%0.95%0.12%95.3%
Q2 202548$945.9M7.69%0.84%0.03%95.6%
Q1 202551$896.7M8.10%0.82%0.01%86.9%
Q4 202455$835.2M8.69%0.99%0.36%84.7%
Q3 202455$845.6M8.67%0.89%0.41%84.8%
Q2 202454$874.6M8.26%0.83%0.35%84.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.95%
3rd
Problem loans0.61%
55th
Net charge-offs1.43%
4th
Return on assets0.03%
6th
Loans to deposits88.6%
20th
Uninsured deposits7.2%
37th
Loan-loss reserves0.00%
50th
Texas ratio6.1%
31st

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Argent Federal Credit UnionCredit union Chesterfield, VA68 out of 100, Moderate$571.8M9.6%0.75%vs
Call Federal Credit UnionCredit union Glen Allen, VA67 out of 100, Moderate$557.1M10.5%0.60%vs
Spectra Federal Credit UnionCredit union Alexandria, VA45 out of 100, Below average$544.4M8.7%1.85%vs
Arlington Community Federal Credit UnionCredit union Arlington, VA55 out of 100, Moderate$537.8M8.0%0.44%vs
Valleystar Credit UnionCredit union Martinsville, VA45 out of 100, Below average$503.4M10.3%1.76%vs
Commonwealth One Federal Credit UnionCredit union Alexandria, VA55 out of 100, Moderate$501.7M8.3%1.29%vs

Deposit insurance

Is my money safe at Abnb Federal Credit Union?

Yes. Abnb Federal Credit Union is a federally insured credit union (NCUA charter #13605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.2% of shares and deposits ($59.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 7.95%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

15 locations

Branches

Abnb Federal Credit Union lists 15 offices in 8 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Abnb Federal Credit Union reported 909 home-loan applications under HMDA (LEI 549300OOBQV34V3WL383): 517 originated ($210,115,000 total), 279 denied, and 98 withdrawn or closed by the applicant. Its denial rate on decided applications was 34.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Abnb Federal Credit Union
Type
Federal credit union
NCUA charter #
13605
RSSD ID
32887
Primary regulator
NCUA
Established
1960
Headquarters
830 Greenbrier Cir, Chesapeake, VA 23320
Employees
220

Quick answers

Abnb Federal Credit Union: common questions

Is Abnb Federal Credit Union NCUA insured?

Yes. Abnb Federal Credit Union is a federally insured credit union (NCUA charter #13605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Abnb Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Abnb Federal Credit Union have?

15 offices as of the latest NCUA data, in 2 states.

Nearby

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