Side-by-side · Q2 2026 data
Abound Federal Credit Union vs L & N Federal Credit Union
Metric by metric
| Measure | Abound Federal Credit Union | L & N Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 73 | 91 (stronger) |
| Earnings | 61 | 64 (stronger) |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 89th | 66th |
| Total assets | $2.8B | $2.6B |
| Deposits / shares | $2.3B | $2.3B |
| Capital ratio | 15.85% (stronger) | 10.55% |
| Problem loans | 0.81% | 0.26% (stronger) |
| Net charge-offs | 0.62% | 0.06% (stronger) |
| Return on assets | 1.03% | 1.11% (stronger) |
| Loans ÷ deposits | 87.5% (stronger) | 91.7% |
| Uninsured deposits | 12.9% (stronger) | 13.9% |
| Offices | 10 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | 8.7% |
Abound Federal Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Abound Federal Credit Union leads on 4 and L & N Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.