Side-by-side · Q2 2026 data
Acadia Federal Credit Union vs Peopleschoice Credit Union
Metric by metric
| Measure | Acadia Federal Credit Union | Peopleschoice Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 58 |
| Capital cushion | 61 (stronger) | 38 |
| Loan quality | 63 | 66 (stronger) |
| Earnings | 40 | 51 (stronger) |
| Funding & liquidity | 62 | 78 (stronger) |
| Problem-loan coverage | 82 | 82 |
| Peer percentile | 21st | 16th |
| Total assets | $412.8M | $366.9M |
| Deposits / shares | $358.6M | $335.7M |
| Capital ratio | 11.08% (stronger) | 8.78% |
| Problem loans | 1.12% | 1.01% (stronger) |
| Net charge-offs | 1.05% | 0.57% (stronger) |
| Return on assets | 0.50% | 0.78% (stronger) |
| Loans ÷ deposits | 97.9% | 82.1% (stronger) |
| Uninsured deposits | 9.0% (stronger) | 10.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 17.0% |
Acadia Federal Credit Union has the higher TellerScore (60 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Acadia Federal Credit Union leads on 3 and Peopleschoice Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.