Side-by-side · Q2 2026 data
Accentra Credit Union vs Northwoods Credit Union
Metric by metric
| Measure | Accentra Credit Union | Northwoods Credit Union |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 57 (stronger) | 49 |
| Loan quality | 48 | 84 (stronger) |
| Earnings | 55 | 74 (stronger) |
| Funding & liquidity | 87 (stronger) | 75 |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 24th | 54th |
| Total assets | $208.2M | $175.2M |
| Deposits / shares | $186.4M | $154.7M |
| Capital ratio | 10.67% (stronger) | 9.93% |
| Problem loans | 1.57% | 0.49% (stronger) |
| Net charge-offs | 1.21% | 0.50% (stronger) |
| Return on assets | 0.88% | 1.35% (stronger) |
| Loans ÷ deposits | 72.8% (stronger) | 85.2% |
| Uninsured deposits | 4.0% | 1.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
Northwoods Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Accentra Credit Union leads on 2 and Northwoods Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.