Side-by-side · Q2 2026 data
Accentra Credit Union vs Novation Credit Union
Metric by metric
| Measure | Accentra Credit Union | Novation Credit Union |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 57 | 60 (stronger) |
| Loan quality | 48 | 78 (stronger) |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 87 (stronger) | 79 |
| Problem-loan coverage | 79 | 91 (stronger) |
| Peer percentile | 24th | 54th |
| Total assets | $208.2M | $244.0M |
| Deposits / shares | $186.4M | $216.1M |
| Capital ratio | 10.67% | 10.99% (stronger) |
| Problem loans | 1.57% | 0.66% (stronger) |
| Net charge-offs | 1.21% | 0.32% (stronger) |
| Return on assets | 0.88% | 1.07% (stronger) |
| Loans ÷ deposits | 72.8% (stronger) | 81.6% |
| Uninsured deposits | 4.0% | 3.4% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 18.2% |
Novation Credit Union has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Accentra Credit Union leads on 1 and Novation Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.