Side-by-side · Q2 2026 data
Access of Louisiana Federal Credit Union vs St. Tammany Federal Credit Union
Credit union
Access of Louisiana Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Access of Louisiana Federal Credit Union | St. Tammany Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 71 (stronger) |
| Capital cushion | 48 | 91 (stronger) |
| Loan quality | 37 | 66 (stronger) |
| Earnings | 26 (stronger) | 24 |
| Funding & liquidity | 96 (stronger) | 88 |
| Problem-loan coverage | 78 | 91 (stronger) |
| Peer percentile | 10th | 42nd |
| Total assets | $44.5M | $47.2M |
| Deposits / shares | $39.9M | $40.4M |
| Capital ratio | 9.79% | 14.07% (stronger) |
| Problem loans | 1.88% | 1.02% (stronger) |
| Net charge-offs | 0.20% (stronger) | 2.23% |
| Return on assets | 0.15% (stronger) | 0.10% |
| Loans ÷ deposits | 64.2% (stronger) | 72.5% |
| Uninsured deposits | 3.4% | 0.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Tammany Federal Credit Union has the higher TellerScore (71 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Access of Louisiana Federal Credit Union leads on 3 and St. Tammany Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.