Access of Louisiana Federal Credit Union (NCUA charter #10353) is based in Lake Charles, Louisiana. Its Q2 2026 call report shows $44.5M in total assets and $39.9M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Access of Louisiana Federal Credit Union scores 51/100, which we describe as below average. That is higher than only 10% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 120th. Its strongest component is funding & liquidity (96/100; 64% loans-to-deposits, 3% uninsured), and its lowest is earnings (26/100; 0.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 14 points (37 → 51), mostly because the loan quality component improved by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 38 |
| Q3 2024 | 46 |
| Q4 2024 | 35 |
| Q1 2025 | 42 |
| Q2 2025 | 37 |
| Q3 2025 | 39 |
| Q4 2025 | 39 |
| Q1 2026 | 58 |
| Q2 2026 | 51 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.42% |
| Q3 2024 | 9.32% |
| Q4 2024 | 9.27% |
| Q1 2025 | 9.07% |
| Q2 2025 | 9.93% |
| Q3 2025 | 10.18% |
| Q4 2025 | 9.86% |
| Q1 2026 | 9.68% |
| Q2 2026 | 9.79% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.72% |
| Q3 2024 | 1.85% |
| Q4 2024 | 3.71% |
| Q1 2025 | 2.58% |
| Q2 2025 | 3.17% |
| Q3 2025 | 3.36% |
| Q4 2025 | 3.25% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.88% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.24% |
| Q3 2024 | -0.28% |
| Q4 2024 | -0.23% |
| Q1 2025 | 0.07% |
| Q2 2025 | -0.17% |
| Q3 2025 | -0.04% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | $44.5M | 9.79% | 1.88% | 0.15% | 64.2% |
| Q1 2026 | 58 | $44.7M | 9.68% | 1.04% | 0.06% | 62.2% |
| Q4 2025 | 39 | $43.8M | 9.86% | 3.25% | 0.00% | 66.7% |
| Q3 2025 | 39 | $42.3M | 10.18% | 3.36% | -0.04% | 70.5% |
| Q2 2025 | 37 | $43.1M | 9.93% | 3.17% | -0.17% | 71.4% |
| Q1 2025 | 42 | $47.7M | 9.07% | 2.58% | 0.07% | 64.1% |
| Q4 2024 | 35 | $46.6M | 9.27% | 3.71% | -0.23% | 63.8% |
| Q3 2024 | 46 | $46.5M | 9.32% | 1.85% | -0.28% | 65.6% |
| Q2 2024 | 38 | $46.4M | 9.42% | 2.72% | -0.24% | 67.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Geismar Complex Federal Credit UnionCredit union Geismar, LA | 80 out of 100, Strong | $44.6M | 13.1% | 0.51% | vs |
| Les Federal Credit UnionCredit union Baton Rouge, LA | 74 out of 100, Strong | $45.1M | 11.7% | 0.15% | vs |
| 705 Federal Credit UnionCredit union Lafayette, LA | 41 out of 100, Below average | $43.0M | 7.9% | 2.03% | vs |
| Willis Knighton Federal Credit UnionCredit union Shreveport, LA | 85 out of 100, Very strong | $46.1M | 18.5% | 0.32% | vs |
| River Region Federal Credit UnionCredit union Lutcher, LA | 68 out of 100, Moderate | $42.0M | 19.6% | 2.38% | vs |
| St. Tammany Federal Credit UnionCredit union Slidell, LA | 71 out of 100, Strong | $47.2M | 14.1% | 1.02% | vs |
Deposit insurance
Is my money safe at Access of Louisiana Federal Credit Union?
Yes. Access of Louisiana Federal Credit Union is a federally insured credit union (NCUA charter #10353). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.4% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.79%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Access of Louisiana Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Lake Charles, LA (1)
- Sulphur, LA (1)
Identity & history
Profile
- Legal name
- Access of Louisiana Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10353
- RSSD ID
- 735281
- Primary regulator
- NCUA
- Established
- 1955
- Headquarters
- PO Box 1690, Lake Charles, LA 70602
- Employees
- 12
Quick answers
Access of Louisiana Federal Credit Union: common questions
Is Access of Louisiana Federal Credit Union NCUA insured?
Yes. Access of Louisiana Federal Credit Union is a federally insured credit union (NCUA charter #10353). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Access of Louisiana Federal Credit Union's TellerScore?
51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Access of Louisiana Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lake Charles
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Calcasieu Teachers and Employees Credit UnionCredit union Lake Charles, LA | 86 out of 100, Very strong | $62.9M | 16.3% | 0.13% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |
| Red River BankBank Alexandria, LA | 82 out of 100, Strong | $3.3B | 12.5% | 0.11% | vs |
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| Old Spanish Trail Credit UnionCredit union Westlake, LA | 77 out of 100, Strong | $5.5M | 30.5% | 0.31% | vs |