TellerScore

St. Tammany Federal Credit Union (NCUA charter #11942) is based in Slidell, Louisiana. Its Q2 2026 call report shows $47.2M in total assets and $40.4M in member shares and deposits and 3 offices.

St. Tammany Federal Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 68th. Capital cushion contributes the most (91/100, 14.07%); earnings contributes the least (24/100, 0.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.07%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.02%
Earnings24/100
Return on assets (annualized): 0.10%
Funding & liquidity88/100
Loans ÷ shares: 72.5% · 0.4% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (67 → 71), mostly because the earnings component improved by 24 points.

TellerScore
636974Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202474
Q4 202473
Q1 202567
Q2 202567
Q3 202563
Q4 202570
Q1 202666
Q2 202671
Net worth ratio
7.00%11.48%15.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.48%
Q3 202415.62%
Q4 202415.96%
Q1 202515.11%
Q2 202514.86%
Q3 202514.00%
Q4 202514.54%
Q1 202613.89%
Q2 202614.07%
Delinquent loans (60+ days)
0.70%1.01%1.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.70%
Q3 20240.74%
Q4 20240.92%
Q1 20250.91%
Q2 20250.90%
Q3 20251.12%
Q4 20251.13%
Q1 20261.32%
Q2 20261.02%
Return on assets
-1.02%-0.35%0.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.27%
Q4 20240.32%
Q1 2025-0.60%
Q2 2025-1.02%
Q3 2025-0.80%
Q4 20250.17%
Q1 2026-0.02%
Q2 20260.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$47.2M14.07%1.02%0.10%72.5%
Q1 202666$47.6M13.89%1.32%-0.02%73.2%
Q4 202570$45.5M14.54%1.13%0.17%82.4%
Q3 202563$44.8M14.00%1.12%-0.80%84.9%
Q2 202567$44.9M14.86%0.90%-1.02%86.9%
Q1 202567$45.2M15.11%0.91%-0.60%88.5%
Q4 202473$43.2M15.96%0.92%0.32%96.5%
Q3 202474$43.8M15.62%0.74%0.27%92.3%
Q2 202473$46.9M14.48%0.70%0.17%87.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.07%
48th
Problem loans1.02%
38th
Net charge-offs2.23%
5th
Return on assets0.10%
23rd
Loans to deposits72.5%
29th
Uninsured deposits0.4%
59th
Loan-loss reserves0.00%
37th
Texas ratio4.5%
32nd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Willis Knighton Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$46.1M18.5%0.32%vs
Les Federal Credit UnionCredit union Baton Rouge, LA74 out of 100, Strong$45.1M11.7%0.15%vs
Geismar Complex Federal Credit UnionCredit union Geismar, LA80 out of 100, Strong$44.6M13.1%0.51%vs
Access of Louisiana Federal Credit UnionCredit union Lake Charles, LA51 out of 100, Below average$44.5M9.8%1.88%vs
Breco Federal Credit UnionCredit union Baton Rouge, LA58 out of 100, Moderate$50.7M10.4%0.89%vs
705 Federal Credit UnionCredit union Lafayette, LA41 out of 100, Below average$43.0M7.9%2.03%vs

Deposit insurance

Is my money safe at St. Tammany Federal Credit Union?

Yes. St. Tammany Federal Credit Union is a federally insured credit union (NCUA charter #11942). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.4% of shares and deposits ($160K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.07%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

St. Tammany Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
St. Tammany Federal Credit Union
Type
Federal credit union
NCUA charter #
11942
RSSD ID
244082
Primary regulator
NCUA
Established
1957
Headquarters
550 Pontchartrain Dr, Slidell, LA 70458
Employees
19

Quick answers

St. Tammany Federal Credit Union: common questions

Is St. Tammany Federal Credit Union NCUA insured?

Yes. St. Tammany Federal Credit Union is a federally insured credit union (NCUA charter #11942). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Tammany Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Tammany Federal Credit Union have?

3 offices as of the latest NCUA data.