Side-by-side · Q2 2026 data
Ace Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | Ace Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 88 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 76 |
| Earnings | 52 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 87th | 92nd |
| Total assets | $7.5M | $253.6M |
| Deposits / shares | $5.9M | $201.9M |
| Capital ratio | 20.94% (stronger) | 19.14% |
| Problem loans | 0.12% (stronger) | 0.73% |
| Net charge-offs | 0.00% (stronger) | 0.76% |
| Return on assets | 0.80% | 1.69% (stronger) |
| Loans ÷ deposits | 27.6% (stronger) | 81.1% |
| Uninsured deposits | 0.7% (stronger) | 5.0% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ace Credit Union has the higher TellerScore (89 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Ace Credit Union leads on 6 and Citizens Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.