Side-by-side · Q2 2026 data
Ace Credit Union vs Industrial Employees Credit Union
Credit union
Industrial Employees Credit Union
Centerville, Iowa · Under $100 million in assets
Metric by metric
| Measure | Ace Credit Union | Industrial Employees Credit Union |
|---|---|---|
| TellerScore | 89 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 96 | 98 (stronger) |
| Earnings | 52 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 90th |
| Total assets | $7.5M | $9.2M |
| Deposits / shares | $5.9M | $7.1M |
| Capital ratio | 20.94% | 22.16% (stronger) |
| Problem loans | 0.12% | 0.05% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.80% | 1.00% (stronger) |
| Loans ÷ deposits | 27.6% (stronger) | 65.7% |
| Uninsured deposits | 0.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Industrial Employees Credit Union has the higher TellerScore (91 vs 89). On the 6 directional measures above (where higher or lower is clearly better), Ace Credit Union leads on 1 and Industrial Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.