Side-by-side · Q2 2026 data
Acme Federal Credit Union vs Cardinal Credit Union, Inc.
Metric by metric
| Measure | Acme Federal Credit Union | Cardinal Credit Union, Inc. |
|---|---|---|
| TellerScore | 88 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 94 (stronger) | 63 |
| Earnings | 48 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 85th | 14th |
| Total assets | $15.2M | $365.7M |
| Deposits / shares | $12.2M | $325.6M |
| Capital ratio | 18.94% (stronger) | 10.00% |
| Problem loans | 0.18% (stronger) | 1.11% |
| Net charge-offs | 0.33% | 0.23% (stronger) |
| Return on assets | 0.69% (stronger) | 0.32% |
| Loans ÷ deposits | 36.8% (stronger) | 84.4% |
| Uninsured deposits | 14.9% | 3.3% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.1% |
Acme Federal Credit Union has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Acme Federal Credit Union leads on 5 and Cardinal Credit Union, Inc. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.