Side-by-side · Q2 2026 data
Act 1st Federal Credit Union vs First Eagle Federal Credit Union
Credit union
First Eagle Federal Credit Union
Owings Mills, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Act 1st Federal Credit Union | First Eagle Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 76 (stronger) |
| Capital cushion | 31 | 74 (stronger) |
| Loan quality | 49 | 75 (stronger) |
| Earnings | 50 | 62 (stronger) |
| Funding & liquidity | 81 | 89 (stronger) |
| Problem-loan coverage | 73 | 93 (stronger) |
| Peer percentile | 7th | 68th |
| Total assets | $149.7M | $109.5M |
| Deposits / shares | $137.2M | $95.0M |
| Capital ratio | 8.07% | 12.43% (stronger) |
| Problem loans | 1.53% | 0.75% (stronger) |
| Net charge-offs | 0.76% | 0.21% (stronger) |
| Return on assets | 0.74% | 1.05% (stronger) |
| Loans ÷ deposits | 79.1% | 71.0% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 12.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Eagle Federal Credit Union has the higher TellerScore (76 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Act 1st Federal Credit Union leads on 1 and First Eagle Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.