TellerScore

First Eagle Federal Credit Union is a federal credit union headquartered in Owings Mills, Maryland, in business for about 70 years. At the end of Q2 2026 it reported $109.5M in total assets and $95.0M in member shares and deposits, with 4 offices across 3 states.

First Eagle Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 60 credit unions headquartered in Maryland, it ranks 21st. Problem-loan coverage contributes the most (93/100, 3.7%); earnings contributes the least (62/100, 1.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.43%
Loan quality75/100
Loans 60+ days delinquent ÷ total loans: 0.75%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity89/100
Loans ÷ shares: 71.0% · 12.1% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (73 → 76), mostly because the capital cushion component improved by 12 points.

TellerScore
687276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202468
Q4 202469
Q1 202572
Q2 202573
Q3 202572
Q4 202576
Q1 202676
Q2 202676
Net worth ratio
7.00%9.71%12.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.74%
Q3 202411.12%
Q4 202411.30%
Q1 202510.91%
Q2 202511.23%
Q3 202511.51%
Q4 202511.81%
Q1 202611.92%
Q2 202612.43%
Delinquent loans (60+ days)
0.48%0.71%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.74%
Q3 20240.89%
Q4 20240.94%
Q1 20250.64%
Q2 20250.69%
Q3 20250.81%
Q4 20250.56%
Q1 20260.48%
Q2 20260.75%
Return on assets
0.67%0.86%1.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.67%
Q3 20240.72%
Q4 20240.80%
Q1 20250.85%
Q2 20250.93%
Q3 20250.93%
Q4 20251.00%
Q1 20260.91%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$109.5M12.43%0.75%1.05%71.0%
Q1 202676$111.5M11.92%0.48%0.91%68.6%
Q4 202576$110.4M11.81%0.56%1.00%68.2%
Q3 202572$110.6M11.51%0.81%0.93%67.8%
Q2 202573$111.0M11.23%0.69%0.93%64.7%
Q1 202572$111.7M10.91%0.64%0.85%63.5%
Q4 202469$105.8M11.30%0.94%0.80%68.1%
Q3 202468$105.1M11.12%0.89%0.72%69.5%
Q2 202468$106.9M10.74%0.74%0.67%68.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.43%
63rd
Problem loans0.75%
45th
Net charge-offs0.21%
69th
Return on assets1.05%
69th
Loans to deposits71.0%
59th
Uninsured deposits12.1%
10th
Loan-loss reserves0.00%
50th
Texas ratio3.7%
53rd

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Money One Federal Credit UnionCredit union Largo, MD63 out of 100, Moderate$105.5M11.7%1.06%vs
Market USA Federal Credit UnionCredit union Laurel, MD76 out of 100, Strong$142.3M19.2%1.59%vs
Act 1st Federal Credit UnionCredit union LaVale, MD51 out of 100, Below average$149.7M8.1%1.53%vs
Police Federal Credit UnionCredit union Upper Marlboro, MD67 out of 100, Moderate$175.9M14.3%1.33%vs
Bull Dog Federal Credit UnionCredit union Hagerstown, MD73 out of 100, Strong$237.7M12.4%1.31%vs
Skypoint Federal Credit UnionCredit union Germantown, MD60 out of 100, Moderate$242.8M12.4%1.61%vs

Deposit insurance

Is my money safe at First Eagle Federal Credit Union?

Yes. First Eagle Federal Credit Union is a federally insured credit union (NCUA charter #10958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.1% of shares and deposits ($11.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

First Eagle Federal Credit Union lists 4 offices in 4 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Eagle Federal Credit Union
Type
Federal credit union
NCUA charter #
10958
RSSD ID
780085
Primary regulator
NCUA
Established
1956
Headquarters
P.O. Box 1585, Owings Mills, MD 21117
Employees
21

Quick answers

First Eagle Federal Credit Union: common questions

Is First Eagle Federal Credit Union NCUA insured?

Yes. First Eagle Federal Credit Union is a federally insured credit union (NCUA charter #10958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is First Eagle Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does First Eagle Federal Credit Union have?

4 offices as of the latest NCUA data, in 3 states.

Nearby

Highest-scoring banks and credit unions with branches near Owings Mills

InstitutionScoreAssetsCapitalProblem loansCompare
Tower Federal Credit UnionCredit union Laurel, MD83 out of 100, Strong$5.0B14.3%0.39%vs
Lm Federal Credit UnionCredit union Baltimore, MD83 out of 100, Strong$60.3M12.4%0.14%vs
BayVanguard BankBank Baltimore, MD80 out of 100, Strong$868.7M17.1%0.48%vs
Homewood Federal Savings BankBank Baltimore, MD80 out of 100, Strong$67.3M26.1%0.00%vs
First Financial of Maryland Federal Credit UnionCredit union Sparks, MD79 out of 100, Strong$1.4B16.7%0.54%vs
Destinations Credit UnionCredit union Baltimore, MD79 out of 100, Strong$65.4M13.8%0.48%vs