First Eagle Federal Credit Union is a federal credit union headquartered in Owings Mills, Maryland, in business for about 70 years. At the end of Q2 2026 it reported $109.5M in total assets and $95.0M in member shares and deposits, with 4 offices across 3 states.
First Eagle Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 60 credit unions headquartered in Maryland, it ranks 21st. Problem-loan coverage contributes the most (93/100, 3.7%); earnings contributes the least (62/100, 1.05%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (73 → 76), mostly because the capital cushion component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 69 |
| Q1 2025 | 72 |
| Q2 2025 | 73 |
| Q3 2025 | 72 |
| Q4 2025 | 76 |
| Q1 2026 | 76 |
| Q2 2026 | 76 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.74% |
| Q3 2024 | 11.12% |
| Q4 2024 | 11.30% |
| Q1 2025 | 10.91% |
| Q2 2025 | 11.23% |
| Q3 2025 | 11.51% |
| Q4 2025 | 11.81% |
| Q1 2026 | 11.92% |
| Q2 2026 | 12.43% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.94% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.75% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.67% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.80% |
| Q1 2025 | 0.85% |
| Q2 2025 | 0.93% |
| Q3 2025 | 0.93% |
| Q4 2025 | 1.00% |
| Q1 2026 | 0.91% |
| Q2 2026 | 1.05% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $109.5M | 12.43% | 0.75% | 1.05% | 71.0% |
| Q1 2026 | 76 | $111.5M | 11.92% | 0.48% | 0.91% | 68.6% |
| Q4 2025 | 76 | $110.4M | 11.81% | 0.56% | 1.00% | 68.2% |
| Q3 2025 | 72 | $110.6M | 11.51% | 0.81% | 0.93% | 67.8% |
| Q2 2025 | 73 | $111.0M | 11.23% | 0.69% | 0.93% | 64.7% |
| Q1 2025 | 72 | $111.7M | 10.91% | 0.64% | 0.85% | 63.5% |
| Q4 2024 | 69 | $105.8M | 11.30% | 0.94% | 0.80% | 68.1% |
| Q3 2024 | 68 | $105.1M | 11.12% | 0.89% | 0.72% | 69.5% |
| Q2 2024 | 68 | $106.9M | 10.74% | 0.74% | 0.67% | 68.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Maryland
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Money One Federal Credit UnionCredit union Largo, MD | 63 out of 100, Moderate | $105.5M | 11.7% | 1.06% | vs |
| Market USA Federal Credit UnionCredit union Laurel, MD | 76 out of 100, Strong | $142.3M | 19.2% | 1.59% | vs |
| Act 1st Federal Credit UnionCredit union LaVale, MD | 51 out of 100, Below average | $149.7M | 8.1% | 1.53% | vs |
| Police Federal Credit UnionCredit union Upper Marlboro, MD | 67 out of 100, Moderate | $175.9M | 14.3% | 1.33% | vs |
| Bull Dog Federal Credit UnionCredit union Hagerstown, MD | 73 out of 100, Strong | $237.7M | 12.4% | 1.31% | vs |
| Skypoint Federal Credit UnionCredit union Germantown, MD | 60 out of 100, Moderate | $242.8M | 12.4% | 1.61% | vs |
Deposit insurance
Is my money safe at First Eagle Federal Credit Union?
Yes. First Eagle Federal Credit Union is a federally insured credit union (NCUA charter #10958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.1% of shares and deposits ($11.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 12.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
First Eagle Federal Credit Union lists 4 offices in 4 cities across 3 states. Most locations:
- Baltimore, MD (1)
- Houston, TX (1)
- Owings Mills, MD (1)
- Schaumburg, IL (1)
Identity & history
Profile
- Legal name
- First Eagle Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10958
- RSSD ID
- 780085
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- P.O. Box 1585, Owings Mills, MD 21117
- Employees
- 21
Quick answers
First Eagle Federal Credit Union: common questions
Is First Eagle Federal Credit Union NCUA insured?
Yes. First Eagle Federal Credit Union is a federally insured credit union (NCUA charter #10958). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Eagle Federal Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Eagle Federal Credit Union have?
4 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Owings Mills
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tower Federal Credit UnionCredit union Laurel, MD | 83 out of 100, Strong | $5.0B | 14.3% | 0.39% | vs |
| Lm Federal Credit UnionCredit union Baltimore, MD | 83 out of 100, Strong | $60.3M | 12.4% | 0.14% | vs |
| BayVanguard BankBank Baltimore, MD | 80 out of 100, Strong | $868.7M | 17.1% | 0.48% | vs |
| Homewood Federal Savings BankBank Baltimore, MD | 80 out of 100, Strong | $67.3M | 26.1% | 0.00% | vs |
| First Financial of Maryland Federal Credit UnionCredit union Sparks, MD | 79 out of 100, Strong | $1.4B | 16.7% | 0.54% | vs |
| Destinations Credit UnionCredit union Baltimore, MD | 79 out of 100, Strong | $65.4M | 13.8% | 0.48% | vs |